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EARN

An Effective Practice

Description

EARN (Earned Assets Resource Network) helps low-wage workers by matching their savings and assisting them with asset-building in order to break the cycle of violence. EARN is involved with creating and evaluating asset-building practices, as well as promoting local and state initiatives and policies that help low-wage workers.

Goal / Mission

EARN's mission is to empower low-wage workers to build assets in order to create long-term financial stability.

Results / Accomplishments

Over 2,300 matched accounts have been opened to date, with total personal savings before matching of $3 million.

EARN was named a 2005 Social Capitalist of the Year by Fast Company/Monitor Group, and a top-ten finalist for the Nonprofit Innovation Award by Amazon.com.

About this Promising Practice

Organization(s)
EARN
Primary Contact
Amanda Byrd, Development and Communications Director
235 Montgomery Street, #300
San Francisco, CA 94104
415-229-9123
amanda@sfearn.org
http://www.sfearn.org
Topics
Economy / Investment & Personal Finance
Economy / Income
Organization(s)
EARN
Date of implementation
2002
Location
California
For more details
http://www.sfearn.org
Target Audience
Adults, Families

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  4. Cash Back
  5. Earn It! Keep It! Save It! (EKS)
  6. Educating and Delivering Financial Services to Low-Income, Underserved Residents and Businesses

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An Effective Practice meets the following HCI criteria:

  1. The program description includes at a minimum: the sponsoring organization, program goals, program implementation steps, and outcomes that have demonstrated program success and/or promise in achieving the program goal in one or more localities.
  2. The results from an evaluation of the program include quantitative measures of improvement in outcome of interest (i.e. increase in voter registration, not just delivery of voter registration drive) and/ or the outcome measure is increased or improved compared to the baseline measurement or the control group but the difference is not statistically significant.